I protect the remittance itself
We build cover that keeps sending your family something that behaves like your remittance, even if you no longer can. That is the whole job, and we design every peso around it.
The remittance is the household. Protect the remittance.
You are one person, in another country, holding up a family budget. That is the whole risk, in one sentence.
- 14 years
- With Sun Life Grepa since 2012
- 2nd gen
- Insurance runs in the family
- RFP
- Registered Financial Planner graduate
- NCR + Bulacan
- Where I meet clients in person
The first session is free, private, and never a hard sell. You can walk away with a plan or with nothing at all.
What distance does to a household
One income, no substitute
Nobody at home is earning what you send. If the remittance stops for six months, the household does not adjust. It contracts, and then it borrows.
The contract is not the plan
Employer coverage abroad usually ends with the contract, often does not follow you home, and rarely pays out at the level your family lives on.
The savings are always earmarked
The lot, the house, the sibling's tuition. OFW savings tend to be spoken for before they arrive, which means there is nothing spare for the emergency.
How I help
What working with me actually looks like
I handle everything across time zones
We meet by video call on your schedule, the paperwork is fully digital, and your beneficiaries at home can join the call if you want them in the room for it.
I build the fund for coming home
A plan that grows while you are abroad and is fully yours when you return, so years overseas turn into something permanent, not just money that arrived and left.
What changes
Your family keeps receiving something that behaves like your remittance, whether or not you can send it. We do the whole thing online across time zones, and the plan stays yours when you come home for good.
What you walk away with
From one free session. No obligation.
- Cover that replaces your remittance if something happens to you
- A plan that is yours, not tied to your overseas contract
- Beneficiary arrangements set up clearly for your family here
- A savings track for the home, business, or retirement you are working toward
- Everything handled online, with no need to fly home to sign
Why me
A real person, not a hotline
I have helped many OFW families, most of whom I have never met in person. I understand that you are one person holding up a whole household from another country. I will not waste your limited free time, and I will treat your family here the way I would want mine treated.
- Sun Life Grepa advisor since 2012
- Registered Financial Planner graduate
- 2nd generation practitioner
- Serving Metro Manila and Bulacan
Questions I get from this group
I am abroad. Can I still do this?
Yes. Most of my OFW clients and I have never been in the same room. We meet by video call at a time that fits your shift, and the paperwork is handled digitally. Your beneficiaries here can be part of the call if you want them to be.
What happens to the plan when my contract ends?
Nothing. It is your plan, not your employer's. That is precisely the difference between coverage tied to a contract and coverage tied to you.
Who receives the money if something happens to me?
Whoever you name as beneficiary, here in the Philippines. We set this up clearly during the process, and I can walk your family through what to do, so nothing is confusing at the worst possible time.
Can I keep paying while I am overseas?
Yes. We set up a payment method that works from abroad, in a mode that matches how you already send money home. Your plan never depends on you being in the country.
Let’s figure this out together
Thirty minutes, free, and genuinely without pressure. You will leave knowing exactly where your gap is.