Disclaimer

Everything written on this site is general information about life insurance and financial planning in the Philippines. It is not advice tailored to your circumstances, because I do not yet know your circumstances.

Advice starts in a conversation, once I understand your income, your health, your dependants, and what you already have in place.

No page here constitutes an offer, a policy, or a binding quotation. Coverage exists only once an application has been submitted, underwritten, approved by the insurer, and the first premium has been paid.

Premiums, benefits, exclusions, and waiting periods depend on your age, your health, the plan you select, and the insurer's underwriting decision.

Variable Unit-Linked plans carry investment risk. The value of the fund portion can rise and fall, past performance does not guarantee future results, and the insurer does not guarantee the investment returns of these funds.

Only the guaranteed benefits stated in your policy contract are guaranteed.

Aries Joseph Austria is a licensed financial advisor of Sun Life Grepa Financial Inc., a joint venture between Sun Life Financial and the Yuchengco Group of Companies. Products are issued by the insurer, not by me.

This website is operated by me personally. It is not an official website of Sun Life Grepa Financial Inc.

Links to Spotify, TikTok, Facebook, Instagram, and Calendly are provided for convenience. I do not control those platforms, and their terms and privacy policies apply once you leave this site.